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LandlordMONEY™ - secure property finance and the best property mortgage & buy to let deals from industry leading, reliable and competitive sources - in association with LandlordZONE® TenantVERIFY® LandlordDEALS™ and Homesavers Mortgages & Loans Limited - about us - read our terms of use. ...... NEW ! review our privacy and cookie policy.

Secure Property Finance™

Terms of Use, Disclaimer Notice & Privacy Policy:

All information given on this web site is believed to be correct and up-to-date though we cannot guarantee this, nor do we accept any liability if users act or fail to act based on the information given.

The information given on this site and the examples used are general in nature and for illustration only. They should absolutely not be taken as recommendations or advice. Rules, regulations, interest rates and letting laws change constantly, so the correct course of action will depend upon your individual circumstances.

Always seek professional advice before making decisions.

Property investments can go down in value as well as up, over time. Your investment property will be at risk and could be repossessed if you fail to keep up your mortgage re-payments.

Information provided on this site is not intended to promote or recommend any specific product or provide mortgage advice. LandlordMONEYand SecurePropertyFinance™ are non-regulated trading names of Parkmatic Publications Limited operating in association with Home Saver Mortgages and Loans Limited who are authorised and regulated by the FSA. Registration No 301911

LandlordMONEYacts as a marketing intermediary and web site portal for landlord financial services. Any financial services or other providers offering their products and services within the portal may be regulated to varying degrees or not regulated at all. We recommend that users check the providers' own terms and conditions and they may also like to consult with the Financial Services Authority (FSA) 25 The North Colonnade, Canary Wharf, London, E14 5HS or other appropriate regulatory bodies or professional associations.

Parkmatic Publications Limited owns the copyright and any other rights in all material on this site. No permission is given by Parkmatic Publications Limited for the use of product names, service names, titles, copyrights, designs, text, graphics and their selection and arrangement used on this site as trademarks, trade names, service marks or copyrights by any person other than those authorised by us in writing or through contract.

The information on this web site applies primarily to the United Kingdom. Should you require information on mortgages and loans for other legal jurisdictions you should make this clear in your enquiries.

If you are in any doubt about your rights and obligations or the appropriateness of information, forms, letters and agreements provided by Parkmatic Publications Limited you are advised to consult an Independent Financial Advisor (IFA), a solicitor, a chartered surveyor or the Citizens' Advice Bureau.

Parkmatic Publications Limited makes absolutely no warranties or representations as to the suitability or fitness for purpose of the material provided.

All information provided including specifications, details and prices is subject to change without notice.

To the extent permitted by applicable laws we disclaim all warranties express or implied and all responsibility for inaccuracies, errors and omissions, information which is out of date, inadvertent illegality of content, or virus contamination on our web sites and through data transmission.

We will not under any circumstances be liable for any direct, indirect, incidental or specific loss or damage caused through the use of this site by: breach of contract, negligence, defamation, infringement of copyright or intellectual property rights. This is the case whether or not we have been notified of such loss, unless specifically covered in any operative contractual terms and conditions.

Purchasers from our insurance associates should ensure that their properties are insured for their full replacement values, including the contents, and full landlord risks.

Our financial, taxation, letting and investment articles are intended to provide general information only. We urge you to consult an Independent Financial Adviser (IFA) (Home Saver Mortgages and Loans Limited are our associate partner brokers authorised and regulated by the FSA. Registration No 30191) before making any important decisions about your finances. Any statement regarding financial services, products and tax liability is based on legislation at the time the article is published and is not intended as advice or to promote any particular product.

We disclaim responsibility for all content and activities of linked sites. We advise users to read the terms of use and privacy policies when using linked sites.

Nothing on the LandlordZONE®, TenantVERIFY®, LandlordMONEY  or LandlordDEALS web sites, in the newsletter or on the LandlordHELP Forum is designed to create any direct professional relationship (advisor-client) between the web sites and users.

If you use our websites inappropriately you agree to indemnify Parkmatic Publications Limited, its employees, agents, associates and partners against any breach by you of the terms of this notice. Further you agree to indemnify Parkmatic Publications Limited against any legal claim or demand brought by any third party (including all legal costs and expenses incurred) as a result of your inappropriate use of this service.

Parkmatic Publications Limited acts as a marketing intermediary only, with the exception of direct sales through the web site. Although we do our utmost to advertise associates who provide the best possible products in the industry, we cannot be held responsible for any legal breach, defects or poor service provided. Use of any of the products provided on our web sites implies a binding contract directly between you (the web site user client) and the respective associate / supplier.

Should any of the statements or terms and conditions in this disclaimer be determined illegal or unenforceable for any reason by a court of law then such statement, term or condition, shall be deemed severable from this notice and the remaining statements, terms and conditions, shall survive and remain in full force and continue to be effective, binding and enforceable.

We are concerned about the safety and privacy of our users, particularly children and vulnerable people. Parents should at all times supervise the access and use of these services by children. It is your own responsibility to determine which services are appropriate for yourself or your children. Always use extreme caution when revealing personally identifiable information.

Gender references may use the "she" or "he" "his" or "hers" or "its" pronouns interchangeably throughout our publications. No preference is given to either gender and of course laws apply equally to both.

The Jurisdiction is England & Wales.

Terms & Conditions:

By accessing and using the Parkmatic Publications Limited web sites and forum (see also the Forum Terms of Use) you agree to be legally bound by these terms and conditions. Do not use these facilities and services unless you are willing to accept these terms and conditions in their entirety.

These terms and conditions may change from time to time. Please review them regularly to ensure you are aware of any changes made by Parkmatic Publications Limited. Your continued use after changes are made means you agree to be legally bound by these terms and conditions as updated and amended.

Please also read our Privacy Policy which also contains important information regarding your use of these services.

Privacy Policy:

LandlordMONEY™ with Homesaver Mortgages and Loans Limited is committed to protecting your privacy. All information will be collected lawfully and in accordance to the Data Protection Act 1998.

We will always treat your personal information as completely private and confidential and will not give any details to anyone without your consent except in exceptional circumstances or where the law requires us to do so.

We may therefore share your information with third parties to carry out credit checks or debt collection services or to protect both ourselves and our clients against fraud or debt, and to prevent money laundering.

By providing us with information, you are expressly authorising us to use it in accordance with this policy.

The information which you provide or which we obtain through our dealings with you or in connection with your application will be held securely by Home Saver Mortgages and Loans Limited and the lender organisations they deal with.

Under the Data Protection Act 1998, you have a right to see and receive a copy of information held about you on our records (on payment of a fee) and to ask for any inaccurate details to be amended. For the purposes of the Data Protection Act 1998, the Data Controllers in relation to any personal data you supply are Homesaver Mortgages and Loans Limited and the lender organisations we associate you with.

We may obtain information from you or from third parties which you have authorise to act on your behalf, or from other organisations such as solicitors, banks, building societies, insurance companies, employers, suppliers, government agencies, guarantors, referees and credit reference agencies.

Information about you will be used to enable us to give credit ratings and credit scores, to make insurance decisions, make lending decisions, recover debts, verify your identity, to detect and prevent fraud and money laundering. This may mean passing your details on to authorised third parties or receiving information about you from third parties.

Applications and the personal information they contain by or for more than one party to an agreement will result in a connection between the two at the credit reference agency.

By carrying out a credit reference search, we may also access the Council of Mortgage Lenders Possessions Register which records all properties taken into possession.

As part of our service we may use your contact details to keep you informed about our products and services which we consider may be of interest to you, either by letter, telephone, or e-mail. We will always give you the opportunity to tell us if you do not wish your information to be used for these purposes. You can also write, telephone or e-mail us at any time to ask to have your name removed from our mailing list or simply unsubscribed through the e-mail link.

We do not pass on or sell on your contact details or share any information with third parties and outside companies for their marketing purposes - that's an absolute promise.

If we use external companies to carry out work on our behalf, such as the addressing of letters, we will use reputable companies with robust processes and tight security, and our contract with them will not allow your information to be used for anything else.

We may record or monitor telephone calls for security and staff training purposes.

If you contact us by e-mail or register with us on our web sites we will record your e-mail address and add this to our e-mail newsletter mailing list as a SUBSCRIBER. Should you wish not to receive our e-mail newsletter or other correspondence you can opt out by clicking the UNSUBSCRIBE link in every e-mail sent.

For your own security you are advised to keep a record of any confidential information you send to us by surface mail, on line form or e-mail and to keep this information to the minimum required for us to carry out the service. In return we will minimise confidential information about you in any letter or e-mail that we send to you.

Our websites currently do not use cookies.

Always read the privacy policies of linked sites as this privacy policy will not apply once you enter other sites.