All information given on this web site is believed to be correct and up-to-date though we cannot guarantee this, nor do we accept any liability if users act or fail to act based on the information given.
The information given on this site and the examples used are general in nature and for illustration only. They should absolutely not be taken as recommendations or advice. Rules, regulations, interest rates and letting laws change constantly, so the correct course of action will depend upon your individual circumstances.
Always seek professional advice before making decisions.
Property investments can go down in value as well as up, over time. Your investment property will be at risk and could be repossessed if you fail to keep up your mortgage re-payments.
Information provided on this site is not intended to promote or recommend any specific product or provide mortgage advice. LandlordMONEY™ and SecurePropertyFinance™ are non-regulated trading names of Parkmatic Publications Limited operating in association with Home Saver Mortgages and Loans Limited who are authorised and regulated by the FSA. Registration No 301911
LandlordMONEY™ acts as a marketing intermediary and web site portal for landlord financial services. Any financial services or other providers offering their products and services within the portal may be regulated to varying degrees or not regulated at all. We recommend that users check the providers' own terms and conditions and they may also like to consult with the Financial Services Authority (FSA) 25 The North Colonnade, Canary Wharf, London, E14 5HS or other appropriate regulatory bodies or professional associations.
Parkmatic Publications Limited owns the copyright and any other rights in all material on this site. No permission is given by Parkmatic Publications Limited for the use of product names, service names, titles, copyrights, designs, text, graphics and their selection and arrangement used on this site as trademarks, trade names, service marks or copyrights by any person other than those authorised by us in writing or through contract.
The information on this web site applies primarily to the United Kingdom. Should you require information on mortgages and loans for other legal jurisdictions you should make this clear in your enquiries.
If you are in any doubt about your
rights and obligations or the appropriateness of
information, forms, letters and agreements provided by
Parkmatic Publications Limited you are advised to
consult an Independent Financial Advisor (IFA), a
solicitor, a chartered surveyor or the Citizens' Advice
Bureau.
Parkmatic Publications Limited makes absolutely no
warranties or representations as to the suitability or
fitness for purpose of the material provided.
All information provided including specifications,
details and prices is subject to change without notice.
To the extent permitted by applicable laws we disclaim
all warranties express or implied and all responsibility
for inaccuracies, errors and omissions, information
which is out of date, inadvertent illegality of content,
or virus contamination on our web sites and through data
transmission.
We will not under any circumstances be liable for any
direct, indirect, incidental or specific loss or damage
caused through the use of this site by: breach of
contract, negligence, defamation, infringement of
copyright or intellectual property rights. This is the
case whether or not we have been notified of such loss,
unless specifically covered in any operative contractual
terms and conditions.
Purchasers from our insurance associates
should ensure that their properties are insured for
their full replacement values, including the contents,
and full landlord risks.
Our financial, taxation, letting and investment articles
are intended to provide general information only. We
urge you to consult an Independent Financial Adviser (IFA)
(Home Saver Mortgages and Loans
Limited are our associate partner brokers
authorised and regulated by the FSA.
Registration No 30191) before making any important decisions about your
finances. Any statement regarding financial services,
products and tax liability is based on legislation at
the time the article is published and is not intended as
advice or to promote any particular product.
We disclaim responsibility for all content and
activities of linked sites. We advise users to read the
terms of use and privacy policies when using linked
sites.
Nothing on the LandlordZONE®, TenantVERIFY®, LandlordMONEY™
or LandlordDEALS™
web sites, in the LandlordLOG.com newsletter or on the LandlordHELP Forum
is designed to create any direct professional
relationship (advisor-client) between the web sites and
users.
If you use our websites inappropriately you agree to indemnify Parkmatic Publications Limited,
its employees, agents, associates and partners against
any breach by you of the terms of this notice. Further
you agree to indemnify Parkmatic Publications Limited
against any legal claim or demand brought by any third
party (including all legal costs and expenses incurred)
as a result of your inappropriate use of this service.
Parkmatic Publications Limited acts as a marketing
intermediary only, with the exception of direct sales
through the web site. Although we do our utmost to
advertise associates who provide the best possible
products in the industry, we cannot be held responsible
for any legal breach, defects or poor service provided. Use
of any of the products provided on our web sites implies
a binding contract directly between you (the web site
user client) and the respective associate / supplier.
Should any of the statements or terms and conditions in
this disclaimer be determined illegal or unenforceable
for any reason by a court of law then such statement,
term or condition, shall be deemed severable from this
notice and the remaining statements, terms and
conditions, shall survive and remain in full force and
continue to be effective, binding and enforceable.
We are concerned about the safety and privacy of our
users, particularly children and vulnerable people.
Parents should at all times supervise the access and use
of these services by children. It is your own
responsibility to determine which services are
appropriate for yourself or your children. Always use
extreme caution when revealing personally identifiable
information.
Gender references may use the "she" or "he" "his" or
"hers" or "its" pronouns interchangeably throughout our
publications. No preference is given to either gender
and of course laws apply equally to both.
The Jurisdiction is England & Wales.
Terms & Conditions:
By accessing and using the Parkmatic Publications
Limited web sites and forum (see also the Forum Terms of
Use) you agree to be legally bound by these terms and
conditions. Do not use these facilities and services
unless you are willing to accept these terms and
conditions in their entirety.
These terms and conditions may change from time to time. Please review
them regularly to ensure you are aware of any changes
made by Parkmatic Publications Limited. Your continued
use after changes are made means you agree to be legally
bound by these terms and conditions as updated and amended.
Please also read our Privacy Policy which also contains
important information regarding your use of these
services.
Privacy Policy:
LandlordMONEY™ with Homesaver Mortgages and Loans Limited is committed to protecting your privacy. All information will be collected lawfully and in accordance to the Data Protection Act 1998.
We will always treat
your personal information as
completely private and confidential and will not give
any details to anyone without your consent except in
exceptional circumstances or where the law requires us
to do so.
We may therefore share your information with third
parties to carry out credit checks or debt collection
services or to protect both ourselves and our clients
against fraud or debt, and to prevent money laundering.
By providing us with information, you are expressly
authorising us to use it in accordance with this policy.
The information which you provide or which we obtain
through our dealings with you or in connection with your
application will be held securely by Home Saver Mortgages and Loans Limited and the
lender organisations they deal with.
Under the Data Protection Act 1998, you have a right to
see and receive a copy of information held about you on
our records (on payment of a fee) and to ask for any
inaccurate details to be amended. For the purposes of
the Data Protection Act 1998, the Data Controllers in
relation to any personal data you supply are Homesaver
Mortgages and Loans Limited and the lender organisations
we associate you with.
We may obtain information from you or from third parties
which you have authorise to act on your behalf, or from
other organisations such as solicitors, banks, building societies,
insurance companies, employers, suppliers, government
agencies, guarantors, referees and credit reference
agencies.
Information about you will be used to enable us to give
credit ratings and credit scores, to make insurance
decisions, make lending decisions, recover debts, verify
your identity, to detect and prevent fraud and money
laundering. This may mean passing your details on to
authorised third parties or receiving information about
you from third parties.
Applications and the personal information they contain
by or for more than one party to an agreement will
result in a connection between the two at the credit
reference agency.
By carrying out a credit reference search, we may also
access the Council of Mortgage Lenders Possessions
Register which records all properties taken into
possession.
As part of our service we may use your contact details
to keep you informed about our products and
services which we consider may be of interest to you,
either by letter, telephone, or e-mail. We will always
give you the opportunity to tell us if you do not wish
your information to be used for these purposes. You can also write, telephone or e-mail us at any
time to ask to have your name removed from our mailing
list or simply unsubscribed through the e-mail link.
We do not pass on or sell on your contact details or share any
information with third parties and outside companies for their marketing
purposes - that's an absolute promise.
If we use external companies to carry out work on our
behalf, such as the addressing of letters, we will use
reputable companies with robust processes and tight
security, and our contract with them will not allow your
information to be used for anything else.
We may record or monitor telephone calls for security
and staff training purposes.
If you contact us by e-mail or register with us on our
web sites we will record your e-mail address and add
this to our e-mail newsletter mailing list as a
SUBSCRIBER. Should you wish not to receive our e-mail
newsletter or other correspondence you can opt out by
clicking the UNSUBSCRIBE link in every e-mail sent.
For your own security you are advised to keep a record
of any confidential information you send to us by
surface mail, on line form or e-mail
and to keep this information to the minimum required for
us to carry out the service. In return we will minimise
confidential information about you in any letter or e-mail that we send to you.
Our websites currently do not use cookies.
Always read the privacy policies of linked sites as this
privacy policy will not apply once you enter other
sites.
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